Tips for Speeding Up Your Insurance Claim

November 07, 2017

When it comes to processing a claim, many people always bemoan the fact that it can take a long time to get expedited. Every single claim tends to differ from each other. Every single case will require an investigation process and that can take a long time. Add to that the fact that the policy documents are going to be scrutinized to the smallest detail and you can expect that this can really slow the process down.

It is a good thing though that there are things that you can do to get your insurance claim sped up. While you may not always be able to force things to move at a much faster rate that you prefer, there are steps that should help ensure that you do get the settlement that you know you rightfully deserve at the end of the day.

Preparedness is crucial
If you are aiming for the claims process to go smoothly, it is important to have proper evidence to help back up the claim. If this has something to do with valuables, then having the receipts on hand helps. Taking lots of photos to help prove the condition of the asset will be necessary. Having your policy documents kept and stored somewhere that will allow you easy access to it when the need arises is also very important.

Get to know your policy
You want to know first if you are indeed covered for the specific loss that you have just experienced. Some people often make the mistake of just assuming that they do without really getting into the details of the policy that they have signed up for. A careful understanding of your policy is necessary and if this meant reading through the tons of legalese involved, then do so. It is better to go through all that and find out that you are indeed covered than to just skip this process and find out that you are not covered at all.

Be properly thorough
You will need to be as detailed as you can. It is when you provide insufficient information that you will end up with a claim that gets dragged on for a long time, since your insurance provider will have to do the information gathering on your behalf. When you have all the evidence necessary to get the claim backed up, all they have to do is verify its authenticity.

Do not be afraid to be a nuisance
Making a fuss is might be something that you have to do if you need to speed things up. It is when you stay persistent that you get a better chance at receiving a good settlement and a faster one at that. Make enquiries about the state of your claim. It does not even matter if you have to call your insurance provider every day.

If you have concerns about making a claim, you can reach out to Ian Whittock at Evoque Claims and Appraisals. The company offers their services not only for claims and appraisals, but they also conduct auctions. 

For a prompt and detailed understanding of the claims and appraisals process, get in touch with Ian Whittock here. Visit Ian Whittock official LinkedIn page here.

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